Which of the following statements by Mme. Loisel from "The Necklace" represents a fact?

(1 point)
"Only I don't have an evening dress and therefore I can't go to that
affair."
"It's embarrassing not to have a jewel or a single gem-nothing to wear on my dress."
"There's nothing more humiliating than to look poor among a lot of rich women."

"Only I don't have an evening dress and therefore I can't go to that affair."