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@b33ft0ads

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May 11, 2023

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Questions (362)

What is the primary function of a credit card?(1 point) Responses It allows a borrower to use funds from a financial institution
1. 3 answers
2. asked by b33ft0ads
3. 43 views
What do large credit card balances mean for your overall financial health?(1 point) Responses You have a high debt burden to
1. 3 answers
2. asked by b33ft0ads
3. 43 views
How many days did TILA’s right of rescission allow for the voiding of certain loans? (1 point) Responses one one two two three
1. 3 answers
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3. 26 views
Which of the following were the goals of TILA and the CARD Act? Select the two correct answers.(1 point) Responses limit the
1. 3 answers
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3. 60 views
Neither loan required a down payment. Loan B has a 2% prepayment penalty. Neither requires credit insurance. If the borrower
1. 3 answers
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3. 76 views
What is the difference between a store credit card and an ordinary credit card?(1 point) Responses An ordinary credit card can
1. 3 answers
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3. 51 views
What role does a credit network such as Visa, MasterCard, Discover, or American Express play in your credit card purchase?(1
1. 3 answers
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3. 80 views
Which are true statements about APR? Select the two correct answers.(1 point) Responses It is calculated based on the total cost
1. 3 answers
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3. 41 views
Which of these might help you save money on a student loan?(1 point) Responses find a loan with a higher APR find a loan with a
1. 3 answers
2. asked by b33ft0ads
3. 50 views
If you borrow $10,000 over five years, at the end of the five years, what will you have paid?(1 point) Responses more than
1. 3 answers
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3. 74 views
What is a credit card’s grace period?(1 point) Responses It is the period during which the card’s interest rate cannot
1. 3 answers
2. asked by b33ft0ads
3. 114 views
Which is true of variable-rate loans?(1 point) Responses The rate can go up or down, depending upon the index it is tied too.
1. 3 answers
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3. 73 views
Which statement is true about principal?(1 point) Responses It is everything you pay in addition to repaying the amount you
1. 3 answers
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3. 43 views
Which statement is true about an annual percentage rate (APR)?(1 point) Responses It is equal to the interest rate times the
1. 3 answers
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3. 85 views
Which of the following will likely lower your credit score?(1 point) Responses You are three months away from paying off your
1. 3 answers
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3. 52 views
Which of the following will increase your credit score?(1 point) Responses Your credit record goes back years, but all your
1. 3 answers
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3. 56 views
Which process leaves you with no debt when it is over?(1 point) Responses Chapter 13 bankruptcy Chapter 13 bankruptcy neither
1. 3 answers
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3. 69 views
Under which process might you not have to pay off all your debts in full?(1 point) Responses Chapter 7 bankruptcy Chapter 7
1. 3 answers
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3. 100 views
If your credit report shows late payments because you were deployed to a combat zone, what might you do to clean up your credit
1. 3 answers
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3. 83 views
Where does your credit score come from?(1 point) Responses It is based on information in the credit reports compiled by Equifax,
1. 3 answers
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3. 60 views
Cody’s credit report lists two different addresses in Lakeville, CT. What might be an explanation for that?(1 point) Responses
1. 3 answers
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3. 78 views
Cole just moved to a new neighborhood. He called the electric company to switch the utilities for his new home from the landlord
1. 3 answers
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3. 71 views
What do Equifax, Experian, and TransUnion do?(1 point) Responses ensure no one is able to see their credit report ensure no one
1. 3 answers
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3. 74 views
What is the difference between a charge card and a credit card?(1 point) Responses A charge card has zero interest while a
1. 3 answers
2. asked by b33ft0ads
3. 76 views
Which is the best description of services offered by a consumer bank? (1 point) Responses implementation of economic policy for
1. 3 answers
2. asked by b33ft0ads
3. 58 views
Which of the following statements are true? Select the two correct answers. (1 point) Responses Store credit cards co-branded
1. 3 answers
2. asked by b33ft0ads
3. 91 views
Which defines a bank as used in finance? (1 point) Responses the land alongside or sloping down to a river or lake the land
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3. 42 views
What is the S&P 500? (1 point) Responses a type of stock a type of stock a type of bank savings account a
1. 3 answers
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3. 46 views
How do you grow your net worth? (1 point) Responses You buy undervalued assets, which appreciate with time.
1. 3 answers
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3. 47 views
Which do you not need to create a budget?(1 point) Responses your expenses your expenses your income your income the period of
1. 3 answers
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3. 57 views
What is defined as income?(1 point) Responses a transformation of debt a transformation of debt a shift in the structure of an
1. 3 answers
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3. 36 views
How much did the unemployment rate grow from January 2020 to January 2021 due to the COVID-19 pandemic?(1 point) Responses 0.8%
1. 3 answers
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3. 40 views
Which is a source of passive income?(1 point) Responses owning luxury cars owning luxury cars owning dividend stocks owning
1. 3 answers
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3. 77 views
Which of the following are considered to be capital gains?(1 point) Responses the money lost when a stock is sold for less than
1. 3 answers
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3. 42 views
According to measurements made by the Wilkinson Microwave Anisotropy Probe (WMAP), which material is by far the most plentiful
1. 3 answers
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3. 59 views
Which of the following correctly explains the purpose of the establishment clause of the First Amendment?(1 point) Responses The
1. 3 answers
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3. 45 views
Which of the following correctly analyzes the effect the Supreme Court’s use of selective incorporation has had on the freedom
1. 3 answers
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3. 52 views
Which of the following correctly explains how selective incorporation contributed to the right to freedom of speech in the
1. 3 answers
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3. 56 views
What process is described as the requirement of following predetermined procedure prior to depriving an individual of life,
1. 3 answers
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3. 68 views
Analyze the meaning of substantive due process.(1 point) Responses Substantive due process centers on the idea of fairness
1. 3 answers
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3. 41 views
Analyze why the addition of the Fourteenth Amendment was necessary.(1 point) Responses to limit the powers held by the states,
1. 3 answers
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3. 56 views
Which of the statements best describes the rights of individuals stated in the Constitution under the protection of habeas
1. 3 answers
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3. 124 views
Which is an employer-sponsored retirement plan?(1 point) Responses a strategy offered by the company that will advise employees
1. 3 answers
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3. 87 views
Which is a source of passive income?(1 point) Responses owning dividend stocks owning dividend stocks teaching about personal
1. 3 answers
2. asked by b33ft0ads
3. 53 views
Which of these is a mutual fund? (1 point) Responses a fund that you share with your family to save in the bank a fund that you
1. 3 answers
2. asked by b33ft0ads
3. 71 views
Which of the following are considered to be capital gains?(1 point) Responses the interest earned from a government bond the
1. 3 answers
2. asked by b33ft0ads
3. 53 views
Which of the following is not a characteristic of a typical bank savings account?(1 point) Responses no restrictions on money
1. 3 answers
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3. 54 views
If you want to start an emergency savings fund and want to make sure your money is available at any given time, which is the
1. 3 answers
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3. 62 views
Which of the following is identified as a 501(c)(3)? (1 point) Responses a company that donates its profits but has unrelated
1. 3 answers
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3. 47 views
Which is the first step in setting a financial goal? (1 point) Responses setting aside leftover income setting aside leftover
1. 3 answers
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3. 61 views
If you used money from your emergency fund, which is an appropriate next response?(1 point) Responses Repay your emergency fund
1. 3 answers
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3. 97 views
Which of these tasks should you do first when creating a print advertisement?explain where to buy the product gather information
1. 3 answers
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3. 96 views
Which of the following is a characteristic of formal language?standard English contractions slang jargon
1. 3 answers
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3. 77 views
Which of the following is a characteristic of informal language?a conversational tone no contractions a serious tone standard
1. 3 answers
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3. 112 views
Is the following call to action stated or implied?Vote YES on Proposition 402 to provide funding for arts classes in our
1. 3 answers
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3. 52 views
Print advertisements are a form of _____ writing.fact-and-opinion persuasive cause-and-effect narrative
1. 3 answers
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3. 33 views
5.Which sentence has the most positive connotation? The team attended the game. The team won the game. The team played the game.
1. 3 answers
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3. 66 views
.What would be the best target audience for the product described in this ad? Tired of tossing and turning at night? Having
1. 3 answers
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3. 47 views
3.Which sentence in this passage represents a call to action? This city has had a rodent problem for years. Uncollected trash in
1. 3 answers
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3. 41 views
.What type of appeal is used in the following passage? Don't let the competition get the jump on you! You need JT 3-Pointers
1. 3 answers
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3. 51 views
Which sentence has the most neutral connotation?The plan was presented to the town council. The impractical plan was presented
1. 3 answers
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3. 52 views
Read the second part of the body of the essay again.Some of the adults who read this will say that the city can’t afford such
1. 3 answers
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3. 39 views
Which verb gives this sentence a positive connotation?The teacher _____ that the students not wait until the last minute to
1. 3 answers
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3. 36 views
Is the message of the following passage stated or implied?The American Medical Association says eating whole-grain bread instead
1. 3 answers
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3. 47 views
Is the message of the following passage stated or implied?If you want a voice in your future, you must vote in both local and
1. 3 answers
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3. 53 views
What type of appeal is used in the following passage?Vote for Proposition 999 because it is the patriotic thing to do. A.
1. 3 answers
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3. 43 views
What type of appeal is used in the following passage?Our railroad system should be improved because, according to research by
1. 3 answers
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3. 31 views
What type of appeal is used in the following passage?Two benefits of space exploration are the development of new products and
1. 3 answers
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3. 70 views
Which statement best identifies how the decision in the United States v. Eichmann case was a result of constitutional
1. 3 answers
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3. 71 views
Alexander Hamilton’s recommendation for creating a national bank is an example of(1 point) Responses a loose interpretation of
1. 3 answers
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3. 53 views
When is judicial activism warranted by the Supreme Court?(1 point) Responses if there is a case where the court disagrees with a
1. 3 answers
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3. 109 views
How can the Supreme Court overturn a lower court’s decision on a case?(1 point) Responses by accepting a writ of certiorari
1. 3 answers
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3. 51 views
How is the Supreme Court able to check the other branches using judicial review?(1 point) Responses The Supreme Court uses
1. 3 answers
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3. 83 views
How is the Supreme Court able to resolve policy differences between the legislative branch and the executive branch?(1 point)
1. 3 answers
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3. 68 views
In the case of Roe v. Wade, what answer explains why judicial review at the Supreme Court level was warranted?(1 point)
1. 3 answers
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3. 83 views
In the case of Brown v. Board of Education of Topeka, how did the process of judicial review allow the Supreme Court to decide
1. 3 answers
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3. 91 views
Read the following summary that includes a quote from President Theodore Roosevelt on the bully pulpit. “President Roosevelt,
1. 3 answers
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3. 72 views
How can Congress use its power of the purse to impact the agenda of the executive branch?(1 point) Responses Congress could stop
1. 3 answers
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3. 67 views
Using the information in the table, analyze why the Administrative Procedure Act of 1946 (APA) established the rulemaking
1. 3 answers
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3. 144 views
Which statement explains why committees are important in the process of a bill becoming a law?(1 point) Responses Committees are
1. 3 answers
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3. 54 views
Identify the number of members in the U.S. House of Representatives.(1 point) Responses 535 535 435 435 270 270 100
1. 3 answers
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3. 79 views
Identify the term length of the members of the U.S. Senate.(1 point) Responses six years six years unlimited unlimited four
1. 3 answers
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3. 66 views
Which of the following fiscal tax policies would be used to reduce inflation?(1 point) Responses monetary policy monetary policy
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3. 100 views
Which of the following constitutional quotes best explains the differences between each congressional chamber’s approach to
1. 3 answers
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3. 73 views
Which of the following excerpts from the Constitution best demonstrates the constitutional principle of separation of powers?(1
1. 3 answers
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3. 75 views
What does the FCC regulate?(1 point) Responses the nation’s food supply the nation’s food supply radio, TV, wire, and
1. 3 answers
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3. 81 views
How do independent executive agencies take on the qualities of the other branches?(1 point) Responses They have to listen to the
1. 3 answers
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3. 167 views
Which of the following is an example of a presidential use of inherent power?(1 point) Responses the Great Society program the
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3. 63 views
How can a president use foreign policy power to recognize a foreign nation?(1 point) Responses putting a U.S. embassy in a
1. 3 answers
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3. 77 views
Which of the following best explains why it is the role of the president to nominate cabinet members?(1 point) Responses Because
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3. 64 views
Which statement best describes why presidents take an oath of office?(1 point) Responses Presidents take the oath of office to
1. 3 answers
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3. 108 views
With which type of galaxy is a small galaxy most likely to merge? Select the two correct answers.(1 point) Responses a nearby
1. 3 answers
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3. 66 views
Which characteristics are considered most typical of an old galaxy in decline?(1 point) Responses spiral, abundant planets
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3. 60 views
Which factor is essential to the initial formation of galaxies, for either of the theories describing galaxy evolution?(1 point)
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3. 52 views
How do emission and reflection nebulae differ?(1 point) Responses interactions with light interactions with light hard line
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3. 64 views
What is the main challenge astronomers face when trying to directly detect black holes?(1 point) Responses Black holes are
1. 3 answers
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3. 62 views
Which statement best describes the galaxies closest to the Milky Way?(1 point) Responses These galaxies include irregular,
1. 3 answers
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3. 81 views
Which of these characteristics of a star make it most likely to become a black hole? Select the two correct answers.(1 point)
1. 3 answers
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3. 44 views
onomers think that most galaxies are centered by a Select Answer , which exerts Select Answer that binds the galaxy together.
1. 3 answers
2. asked by b33ft0ads
3. 53 views
Which description best summarizes the steps that take place during black hole formation, in the correct order?(1 point)
1. 3 answers
2. asked by b33ft0ads
3. 66 views

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